There are many reasons why you might be in need of a DWP budgeting loan. Some people need to make home repairs, some need to buy a new appliance, and others might be looking for funds for a new car. Whatever your reason is for needing a budgeting loan, it’s important that you know how to go about getting one. Continue reading The Complete Guide to DWP Budgeting Loans & How to Secure One
Category: Finance
How the UK’s New Recovery Loan Scheme can Save You Thousands
The new recovery loan scheme is a government-backed initiative that provides financial support to people who are struggling with their debts. The loan is interest-free and is available to all UK residents. Continue reading How the UK’s New Recovery Loan Scheme can Save You Thousands
Paid vs. Free PCP Finance Leases: Understand the Differences
A lease is a contract where one party (the lessor) agrees to let the other party (the lessee) use an item of property for a specific period of time in exchange for regular payments. The lessee is only responsible for the cost of using the property, while the lessor is responsible for keeping and maintaining it. Leases are often used by businesses to acquire expensive equipment that they don’t want to buy outright. Continue reading Paid vs. Free PCP Finance Leases: Understand the Differences
Short Term Loans Against Your Home
Being a homeowner is a blessing these days and for everyone it is the sweetest place in the world. Nowadays your home doesn’t only give you shelter, it also brings you money as well. There are plenty of things that enable you to increase your loan eligibility and equity of your home is one of them. The higher the value of your home, the higher will be your loan eligibility while generally lenders offer 75 % loan-to-value ratio against your home and it can be shorter term too. Continue reading Short Term Loans Against Your Home
Lease Hire Loans
Many business owners look out for best leasing arrangements so that they can get Lease Finance for equipment. If you want to save time and get a better lease deal, you should plan ahead. You’d need to invest time in planning and preparation before finding good leasing proposals. In planning, you should give priority to important factors such as balance sheet considerations lease pricing and ongoing leasing needs. Continue reading Lease Hire Loans
Bridging Loan and Debt Management
A Bridging Loan is also known as a short-term mortgage. This type of loan is most often used to cover temporary financial problems during property purchases. These types of loans are best for the people who are buying a new home but have not yet sold their old one and thus they need short term finance to allow them to go ahead. More interestingly, Bridging Loans can also be used by the business community. Some people also use these types of financial aids to cover large and unexpected expenses. Continue reading Bridging Loan and Debt Management
Getting a Homeowner Loan
Homeowner loans fall under the category of secured cheap loans. The loan is meant only for homeowners as they need to keep their home as security against the money. By taking homeowner loan, you can enjoy two major benefits. First, you can use your home as shelter despite keeping it as collateral. Secondly, you’ll get a cheaper loan. Since you’re keeping your home as security, the loan amount will higher than other loan types such as educational loan and personal loan. Continue reading Getting a Homeowner Loan